Terms are tailored to each borrower

Unlike loans, which are fixed payments no matter what you're earning, Avenify's terms are set on a per-borrower basis. We don't think it's fair that someone earning $20,000 has to make the same payments as someone earning $120,000.

With Avenify, you can study what you love without worrying about whether or not you'll be able to afford your payments.

No credit score, collateral, or co-signer required

We don't require a credit score, collateral, or co-signer to apply. We think credit performance is a poor indicator of one's ability to repay, and excludes those who may need financing the most. 

No interest. Ever.

Avenify's terms don't include any interest. In fact, there's no balance to be repaid at all. Instead, borrowers promise to share a percentage of their future income for a set period of time. 

Generous borrower protections and insurance  

We know life has its difficult moments. Whether you lose your job or just need to take some time off, we'll pause your payments for you. Read more about qualifications for deferment.

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